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AUTO EQUITY FUNDING OPTIONS · CALIFORNIA
YOUR CAR STAYS YOURS.
Explore auto equity funding options using your paid-off, clear-title vehicle.
Start an initial online review in about 5 minutes.
No SSN or document upload is required for the initial request.
- About 5 minutes
- No SSN for the initial request
- Keep driving
- California only
Pre-qualification is not loan approval. Actual availability, amount, APR, and term depend on verification and participating-provider review, including vehicle value, income, creditworthiness, and provider requirements. APR 8%–28%; terms 12–60 months.
A good starting fit:
Paid-off vehicle · Clear title · California resident
Review starting-point details
A good fit to start:
- Vehicle fully paid off — no liens
- Clear title in your name
- Current registration and insurance
- California resident
- You need funds today or tomorrow — review takes days, not hours
- The vehicle has an existing loan or lien
- Income can't be documented (pay stubs, bank statements, 1099, or tax return)
Final eligibility is determined during participating provider review.
STEP 1 OF 4
Vehicle Details
This form does not collect SSN, bank account information, ID documents, or document uploads.
PROCESS
What happens after you submit
You continue using your vehicle while the request is reviewed.
- 01
Start online
Share basic contact and vehicle information.
- 02
Initial follow-up
We review the request and explain the next steps.
- 03
Document checklist
If your request proceeds, complete the requested checklist at your pace.
- 04
Participating provider review
The participating provider verifies documents, credit, and vehicle value, and determines eligibility and final terms.
Eligibility and final terms are determined during provider review.
- 05
Your decision
If terms are presented, review them on your own time. There is no obligation to accept an offer.
This is not a same-day funding process. Plan for roughly one to two weeks overall, depending on document readiness and review volume.
HOW CLEARTITLE FITS IN
Not a Lender. One Organized Starting Point.
ClearTitle Auto Equity is a service of DR Capital. We organize your initial request and connect you with lending options. ClearTitle does not lend money or make credit decisions; all credit decisions and final terms are determined by the participating provider. There is no fee to submit the initial request.
Compare estimated monthly payments
Estimated payment summary
- Estimated monthly payment
- $249.62
- Estimated total payments
- $5,990.89
- Estimated finance charge
- $990.89
- Estimated APR used
- 18.00%
- Estimated term used
- 24 months
This calculator is for comparison only. It is not a loan offer or approval. Final terms require verification and review.
Adjust the amount, APR, and repayment term before submitting a request.
Comparison information
Rates and terms
- APR range
- APR 8%–28%
- Term options
- 12 / 24 / 36 / 48 / 60 months
Representative example
- Loan and term
- $5,000.00 / 18.00% APR / 24 months
- Estimated monthly payment
- $249.62
- Total payments
- $5,990.89
- Finance charge
- $990.89
- APR used
- 18.00%
- Term used
- 24 months
Actual terms may vary based on final review.
DOCUMENTS
Documents for the next step
If your request proceeds, you'll be asked for:
Vehicle title and registration
Ownership and title status
Proof of insurance
Current vehicle coverage
Income documents — pay stubs, bank statements, 1099, or tax return
Repayment review
Vehicle photos and odometer photos are also part of the checklist.
COMMON QUESTIONS
FAQ
You keep possession and use of your vehicle throughout the review process. If a loan is finalized, the participating provider places a lien on the title, and you continue driving your vehicle. Final terms, including insurance requirements, are set out in the loan documents — review them before accepting.
The participating provider makes the final eligibility and credit decision and determines final terms. ClearTitle does not make final credit decisions.
Missing or inconsistent vehicle, ownership, contact, or document information may delay follow-up or provider review.
We use submitted information to respond to your request and support the review process. See our Privacy page for information about service providers, data use, and California privacy requests.
No. Submitting the form starts a pre-qualification and contact request. It is not a loan approval, credit decision, or final loan offer.
CLEAR-TITLE VEHICLE REVIEW
Ready to Start Your Review?
Start with a few vehicle details. Contact details come later.